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What Every Business Owner Should Know About A BOP

Ensure your business is covered - a BOP is a great option

We all know, small businesses drive the American economy.  According to data from the Census Bureau's Annual Survey of Entrepreneurs, there were 5.6 million employer firms in the United States in 2016. Firms with fewer than 500 workers accounted for 99.7 percent of those businesses. 

At Harbour Insurance Services, we understand that small business owners like you work hard every day, taking risks to better serve your customers, employ more people and strive to be successful. What you need is to protect yourself with a BOP!

So, what is a BOP you ask?

Well if you are a business owner, hopefully you have business insurance coverage for your business.  

A BOP, specifically, combines all different coverages into one policy to protect your small to medium-size business assets.  At Harbour Insurance Services Inc, we provide comprehensive Business Owners Policy (BOP) insurance to many businesses in League City and throughout the state of Texas. 

We can tailor a package to fit the needs of your industry. Many industries have specialized packages for their business owners policies. At Harbour Insurance Services Inc, we can evaluate the needs of your industry and give a customized option that covers your needs and is specific to your industry.

Business Owners Policies in League City, Texas include:

  • Property coverage - protecting your building and contents that are owned by the company.
  • Liability protection - covering the company's products or operations that may result in the damage or injury to another.
  • Business Interruption - this protects your company from fire or other accident that may result in loss of income or operation of the company.
  • Other coverages - may include equipment breakdown, crime, liability, signage

Keep in mind also that you need separate coverage for your commercial auto, workers compensation and group employee benefits like health and life insurance. Let one of our independent insurance specialists find the right coverage for your businss today. Contact us to find out more about Business Owners Policies in League City, Texas including the Clear Lake, Dickinson, Friendswood, Kemah and Seabrook areas. Call 281-520-4090

Don't forget to ensure that your business has a plan for hurricane season or any other storm. Obviously you want to be sure you can continue your business even if the situation presents issues against your control. Create a Plan B for your business.