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Home Sweet Home - Keep it Protected the Way it Should Be

Home insurance to protect your home and belongings

Home sweet home. Keep it protected the way it should be with the proper homeowners insurance coverage.  Your home is the usually the biggest purchase you will make and is your most valuable asset. If you have any damage, you need a Texas insurance agent that will find the best company to fit your needs and settle your claims quickly. Harbour Insurance Services will help you find the right fit for your needs with providing quality service and the best pricing for your situation and needs.

What type of policy should I get?

Homeowner policies will differ on where you live, the valuables in the home and which coverages you choose. A comprehensive plan will cover you financially if you have a loss due to fire, theft or other events, in addition to the event if someone is injured on your property.

At Harbour Insurance Services Inc, we have the home insurance specialists that can tailor a specific package to your needs and risks. We have access to many top rated companies to find you the best fit at a fair price. We can quickly compare rates to ensure you don't have any gaps in coverage down the road.

Did you know, many of our homeowners insurance Carriers INCLUDE coverage for windstorm, hurricane and hail, eliminating the need for the TWIA policy alltogether!  Don't forget to consider flood insurance.

Homeowners policy coverages

  • Property Coverage - to pay for repairs to your home, garage or other buildings that are damaged.

  • Personal Property - if you have a loss of valuables in your home like jewelry, electronics or guns due to theft or damage. You may want to consider getting a jewelry floater if you have many valuables.

  • Liability - this will cover if there is a claim when someone is injured or their property is damaged.

  • Medical Expenses - this would be medical coverage for someone that is injured, other than a resident, on your property.

  • Living Expenses - if you have a complete loss, you may need extra temporary housing or food when you're forced from your home.

There may also be other coverages that you many want to consider in addition to your basic homeowners policy for your League City home. These may include personal umbrella, automobile, insurance for your recreational vehicles and etc. Our agents at Harbour Insurance Services Inc can help you understand your other risks and help you evaluate whether you may need additional coverages in your Texas insurance plan.

So, contact us today at 281-520-4090 to find out more about personal insurance in League City, Texas including the Clear Lake, Dickinson, Friendswood, Kemah, and Seabrook areas.